Colorado River Homeowner News | November 11, 2026

2027 Mohave County Property Tax Relief for Disabled Veterans & Surviving Spouses

Could You Qualify for a 100% Property Tax Exemption?

Important changes taking effect in 2027 may help qualifying disabled veterans and surviving spouses reduce or eliminate property taxes on their primary residence.

Important news for homeowners in Bullhead City, Fort Mohave, Mohave Valley, Kingman, Lake Havasu City and throughout Mohave County.

On November 9, 2026, the Mohave County Assessor's Office announced expanded property tax relief for qualifying disabled veterans and surviving spouses.

These changes begin with the 2027 property tax year and could provide significant financial relief to eligible Arizona homeowners, especially veterans, retirees and surviving spouses managing the ongoing costs of homeownership.

Important for surviving spouses: You may be eligible even if your veteran husband or wife passed away before 2027 or never applied for a property tax exemption during their lifetime.

What's Changing in 2027?

Arizona legislation approved in June 2026 expands property tax exemption eligibility beginning January 1, 2027.

100% Tax Exemption

Veterans with a qualifying 100% service-connected VA disability rating may receive a full property tax exemption on their primary residence.

TDIU Eligibility

Veterans approved by the VA for Total Disability Based on Individual Unemployability (TDIU) may also qualify for the full exemption.

No Income or Value Limits

The household income and assessed property value limits are removed for these qualifying veteran and surviving-spouse exemptions.

Expanded Spouse Benefits

Eligible surviving spouses may qualify even when the deceased veteran never applied for or received the exemption.

Surviving Spouses May Qualify for a Full Tax Exemption

One of the most important changes affects widows and widowers of qualifying veterans.

Beginning with the 2027 tax year, an eligible surviving spouse may qualify for a full exemption on their primary residence if the deceased veteran was eligible based on a 100% service-connected disability rating or qualifying TDIU status.

The veteran does not need to have previously received the exemption.

Surviving Spouse Requirements

  • The surviving spouse must not have remarried.
  • The property must be a qualifying primary residence with eligible ownership.
  • Arizona residency requirements must be met.
  • Documentation of the veteran's VA disability or TDIU status must be provided.
  • The applicant must provide the veteran's death certificate and other required records.
  • The application must be submitted and approved by the Assessor's Office.

Surviving spouses should not assume they are ineligible simply because their spouse passed away several years ago. The Assessor's Office can review individual circumstances and determine eligibility.

What About Veterans With Disability Ratings Below 100%?

Qualifying veterans with lower VA disability ratings may receive partial property tax exemptions.

For example, a veteran with a qualifying 70% disability rating may receive 70% of the annual maximum partial exemption amount.

This does not mean their property tax bill is reduced by 70%. Partial exemptions reduce the assessed property value used to calculate taxes. Actual savings vary.

Eligible surviving spouses may also receive partial exemptions based on the deceased veteran's qualifying disability rating.

Does This Apply to Second Homes, Vacation Homes or Rentals?

The full exemption applies to an eligible applicant's qualifying primary residence.

It does not automatically apply to vacation properties, rental homes, second residences or separately owned vacant land.

This is particularly important in the Colorado River region, where many homeowners maintain seasonal residences or own investment property.

How to Apply for the 2027 Property Tax Exemption

The regular application period begins on the first Monday in January and runs through March 1, 2027.

Applicants should prepare the following documentation, as applicable:

  1. Arizona identification and proof of residency.
  2. Property ownership and parcel information.
  3. VA disability rating documentation, including service-connected status.
  4. VA TDIU documentation, if applicable.
  5. For surviving spouses, a death certificate and evidence of marriage.
  6. Any additional records requested by the Assessor's Office.

Remember: Receiving VA disability benefits does not automatically create a property tax exemption. Applicants must file with the county and receive approval.

What Happens if You Move to Another Primary Residence?

Qualified veterans and surviving spouses who move to another primary residence should contact the Assessor's Office about transferring their exemption.

The exemption does not transfer automatically. A completed exemption transfer form must generally be filed with the assessor in the county of the new residence within 60 days after the property becomes the applicant's primary residence.

Frequently Asked Questions

Can a widow qualify if her veteran husband died before 2027?

Yes, potentially. A qualifying surviving spouse may be eligible even if the veteran died before 2027 and never applied for the exemption. The veteran's qualifying disability status and all other eligibility requirements must be established.

Is there an income limit for the 2027 disabled veteran exemption?

No household income or assessed property value limits apply to the qualifying veteran and veteran surviving-spouse exemptions described in the county's 2027 guidance. Other exemption programs may have different requirements.

Does a 70% VA disability rating eliminate 70% of property taxes?

No. A qualifying 70% rating generally allows 70% of the annual maximum partial exemption amount to be deducted from assessed value. It does not directly eliminate 70% of the property tax bill.

Can someone receiving TDIU qualify for a full exemption?

Yes. Veterans with qualifying VA-approved TDIU status may qualify for the full primary-residence exemption even if their underlying disability rating is below 100%.

Does the exemption automatically transfer when I purchase another home?

No. Eligible applicants generally must file a transfer form within 60 days after a new home becomes their primary residence.

When should I apply for the 2027 exemption?

The regular filing period begins January 4, 2027, and runs through March 1, 2027. Contact the Assessor's Office for instructions and possible options if you miss the regular period.

Contact the Mohave County Assessor's Office

For official eligibility information, exemption applications and assistance, contact:

Mohave County Assessor's Office
700 W. Beale Street
Kingman, AZ 86401

Exemptions Specialist: Virginia James
Phone: (928) 753-0703 , extension 4550

View Official Exemption Requirements Read the County Announcement

Why This Matters to Colorado River Homeowners

For residents of Bullhead City, Fort Mohave, Mohave Valley and surrounding communities, property taxes are an important part of the annual cost of homeownership.

Eliminating or reducing this expense could provide meaningful financial relief to qualifying veterans and surviving spouses, particularly those living on retirement or fixed incomes.

Homeowners considering downsizing, relocation or purchasing another primary residence should understand how their existing or potential exemption may be affected.

If you're considering a lifestyle change, you can also explore 55+ active adult communities along the Colorado River .

A Message to Our Veterans and Their Families

Our Colorado River communities are home to many veterans, military retirees and families who have served our country.

If you believe you qualify for these expanded exemptions, contact the Mohave County Assessor's Office to review your eligibility.

And if you know a surviving spouse who could benefit, please consider sharing this information.

An opportunity to reduce or eliminate property taxes is simply too important to overlook.

Richard Lerma, Colorado River Realtor

Richard Lerma

Colorado River Realtor
Luxe One Realty Professionals

Helping buyers and sellers throughout Bullhead City, Fort Mohave, Mohave Valley and the Colorado River region for more than 35 years.

Call or Text: (928) 577-1815

HomeSalesBullheadLaughlin.com

Disclaimer: This article is provided for general informational purposes only and does not constitute legal or tax advice. Exemption eligibility is determined by the Mohave County Assessor's Office under applicable Arizona law. Requirements, filing procedures and benefits are subject to change. Please contact the Assessor's Office or a qualified tax professional for advice about your circumstances. Information reviewed November 11, 2026.